### Mix-and-Match Budget Project for High School Consumer Math

### 6th Grade Math Bulletin Board Vocabulary Wall

### Scaffolded consumer math curriculum for building financial literacy

"Hands-down, this is the best consumer math curriculum. Easy to use even if you don’t have the greatest understanding of certain concepts. Warms-ups for access to extra practice problems as well as walkthrough power-points and much more. So thankful I got it! My students enjoyed learning each concept and were able to work through excellent real-world math problems making it relatable!” -Teacher Jodi Staggers

**Units: **

- Wants vs. needs
- Checks and registers
- Wages and salary
- Bank accounts
- Budgets
- Electronic banking and credit cards
- Credit score
- Discounts and coupons
- Sales tax and tip
- Percent change
- Unit price
- Income taxes*
- Car loans
- Mortgages
- Student loans
- Investing
- Car insurance

**The income taxes unit will be updated every year. Updates are free.*

"This Consumer Math curriculum is amazing. It is so well organized! I also used the activity bundle and this made a super year long course! I would highly recommend it!"- Teacher Amy Field

**Files included:**

- Student book (186 pages)
- Teacher’s book (190 pages)
- Student notebook sheets (114 half sheets)
- PowerPoint projector notes
- Editable quizzes for each unit (17 quizzes)
- Warm-ups for each unit
- All answer keys

**Details:**

__student book__is a reference that includes vocabulary, examples and questions for students to answer. You can choose to print the entire student book at once, or each unit at a time for student packets or their binders. Both formats are included.

__student notebook sheets__are half-sheets designed for an interactive notebook. The sheets provide space for students to answer the questions posed in the book, and also include additional analysis questions. Students paste these notebook sheets into a composition notebook, which then becomes their own personal finance reference.

__teacher’s book__and

__student notebook sheets answer key__include all answers to all questions presented in the student book and the extra analysis questions on the student notebook sheets.

__projector notes__match the student notebook sheets so that you can complete notes along with your students on the board.

__quizzes__are completely editable.

__Quiz answer keys__are included for all quizzes and are also editable.

__warm-ups__for every unit are formatted for student notebooks.

*FAQs:*

**Who is this curriculum for?**

**Can it work for younger students?**

**What makes this curriculum different?**

**Do you have a printout that I can give to my admin for approval?**

**Will the curriculum be sent in the mail?**

**Do you have a sample of the curriculum?**

**Is it for a semester or for the year?**

**How many licenses do I need?**

**I homeschool. Will this work for me?**

**Is it available on TPT?**

**Do you have a list of standards?**

__Earning Income__: wages and salary, gross pay, exact net pay, approximating net pay, pay schedules, tips, earning interest, retirement savings, 401(K) employer matching, filing income taxes, tax deductions, wage theft

__Spending__: budgeting, keeping a register, comparing unit prices, sales tax, discounts, coupons

__Saving__: savings, checking, money market accounts, CDs, simple interest, compound interest, pre- and post-tax retirement accounts

__Investing__: risk vs. reward, stock market, bonds, retirement accounts, diversifying

__Credit__: credit card interest, credit card choices, credit score, credit report, minimum payments, APRs, down payments, car loans, mortgages, amortization schedules, student loan interest, student loan choices, deferment, forbearance, capitalizing interest

**Will the curriculum be updated?**

**Do you accept school purchase orders?**

### Self-Checking Algebra Escape Room Activities

Algebra is so fun to teach, and learning algebra helps students build their problem-solving and critical thinking skills. Witnessing students' "aha" moments and their new understanding of abstract concepts throughout the school year is incredibly rewarding as an algebra teacher.

With all this being said, learning algebra can be hard for some kids. One of the big hurdles I saw students face in algebra was the transition from being able to solve math problems in their heads to needing to write everything down because of the multiple steps in algebra. Students who equated being “smart in math” with being able to solve problems mentally can struggle with feelings of inadequacy. Part of my job as an algebra teacher was to break this connection between mental math and being a math person. After all, we wouldn’t know about Albert Einstein’s work if he never wrote anything down.

### 7 Fun Activities for Teaching Integers

### Teaching small group Algebra 2

Teaching small group algebra 2 was challenging and super rewarding. Now that I am out of the classroom, teaching algebra 2 is one of the things I miss most. So much growth happens in students between when they enter the course and leave it. There were always so many times when my students thought a topic would be way too hard and ended up mastering it not too much time later.

In this post I want to share some of the teaching ideas and materials that I used in my small group special education algebra 2 class. Every student had an IEP and most were in 11th grade. Some were seniors, but most seniors in small group math took consumer math. I'll also link towards the end some of the cheat sheets I made for our inclusion algebra 2 class that got a bit farther in the curriculum than we did in small group.

If you've taught 9th grade algebra, you will likely recognize some of the topics we cover in small group algebra 2. A lot of review was necessary to lay the groundwork for new topics: