**Units: **

- Wants vs. needs
- Checks and registers
- Wages and salary
- Bank accounts
- Budgets
- Electronic banking and credit cards
- Credit score
- Discounts and coupons
- Sales tax and tip
- Percent change
- Unit price
- Income taxes*
- Car loans
- Mortgages
- Student loans
- Investing

**The income taxes unit will be updated every year. Re-downloads are free.*

**Files included:**

- Printable student book (174 pages)
- Printable teacher’s book (178 pages)
- Printable student notebook sheets (105 half sheets)
- Projector notes (these match the student notebook sheets)
- Editable quizzes for each unit (16 quizzes in PowerPoint)
- Warm-ups for each unit
- All answer keys

**Details:**

__student book__is a reference that includes vocabulary, examples and questions for students to answer. You can choose to print the entire student book at once, or each unit at a time for student packets or their binders. Both formats are included.

__student notebook sheets__are half-sheets designed for an interactive notebook. The sheets provide space for students to answer the questions posed in the book, and also include additional analysis questions. Students paste these notebook sheets into a composition notebook, which then becomes their own personal finance reference.

__teacher’s book__and

__student notebook sheets answer key__include all answers to all questions presented in the student book and the extra analysis questions on the student notebook sheets.

__projector notes__match the student notebook sheets so that you can complete notes along with your students on the board.

__quizzes__are completely editable.

__Quiz answer keys__are included for all quizzes and are also editable.

__warm-ups__for every unit are formatted for student notebooks.

*FAQs:*

**Who is this curriculum for?**

**Can it work for younger students?**

**Do you have a sample to share?**

**What makes this curriculum different from what is already out there?**

**Is it for a semester or for the year?**

**How many licenses do I need?**

**I homeschool. Will this work for me?**

**Is it available on TPT?**

**Do you have a list of standards?**

__Earning Income__: wages and salary, gross pay, exact net pay, approximating net pay, pay schedules, tips, earning interest, retirement savings, 401(K) employer matching, filing income taxes, tax deductions, wage theft

__Spending__: budgeting, keeping a register, comparing unit prices, sales tax, discounts, coupons

__Saving__: savings, checking, money market accounts, CDs, simple interest, compound interest, pre- and post-tax retirement accounts

__Investing__: risk vs. reward, stock market, bonds, retirement accounts, diversifying

__Credit__: credit card interest, credit card choices, credit score, credit report, minimum payments, APRs, down payments, car loans, mortgages, amortization schedules, student loan interest, student loan choices, deferment, forbearance, capitalizing interest

**Do you have a printout that I can give to my admin for approval?**

**Will the curriculum be updated?**

**Do you accept school purchase orders?**